Short & Long Term Disability Insurance

The denial of a disability insurance claim is one of the most financially devastating events that can happen to a disabled person. With Scott & Scott, PLLC on your side, we can work to reverse this outcome and get you the maximum compensation.

Insurance companies are businesses and like any business their goal is to make profit. You pay insurance premiums with the understanding that you will be provided with crucial income in the event you become disabled. Any yet, your insurance company will probably put more effort into finding excuses to deny your claim than it will spend in upholding its promise to compensate you for your loss.

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The Seattle disability insurance lawyers at Scott and Scott, PLLC handle disability insurance claims for individual and employer provided policies under ERISA (Employee Income Retirement Security Act of 1974). The first step in the long-term disability claim process is to pursue a claim for short-term disability benefits. When short-term disability insurance claims are denied, there are serious implications for filing a long-term disability claim. Because of this it is very important to ensure the successful filing and completion of the short-term disability claim. Hiring an experienced disability insurance lawyer at this early stage is often helpful in successfully pursuing claims for both short-term and long-term disability benefits.

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There is typically a very short deadline to appeal a denied claim (often 180 days). If proper action is not taken within this time period, you will not be able to file a lawsuit, your claim will be time barred and you will lose your right to the benefits you paid for. Don't wait, contact us today to discuss you claim.